Ludlow is a medium-sized town located in the state of Massachusetts. With a population of 20,845 people and four associated neighborhoods, Ludlow is the 93rd largest community in Massachusetts.Unlike some towns where white-collar or blue-collar occupations dominate the local economy, Ludlow is neither predominantly one nor the other. Instead, it has a mixed workforce of both white- and blue-collar jobs. Overall, Ludlow is a town of sales and office workers, professionals, and managers. There are especially a lot of people living in Ludlow who work in office and administrative support (13.62%), management occupations (12.32%), and sales jobs (9.14%). Also of interest is that Ludlow has more people living here who work in computers and math than 95% of the places in the US. Telecommuters are a relatively large percentage of the workforce: 12.18% of people work from home. While this number may seem small overall, as a fraction of the total workforce it is high relative to the nation. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes. In terms of college education, Ludlow is somewhat better educated than the 21.84% who have a 4-year degree or higher in the typical US community: 25.32% of adults 25 and older in the town have at least a bachelor's degree. The per capita income in Ludlow in 2022 was $42,015, which is low income relative to Massachusetts, and upper middle income relative to the rest of the US. This equates to an annual income of $168,060 for a family of four. However, Ludlow contains both very wealthy and poor people as well. Ludlow is a somewhat ethnically-diverse town. The people who call Ludlow home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Ludlow residents report their race to be White, followed by Black or African-American. Important ancestries of people in Ludlow include Portuguese, Polish, French, Irish, and French Canadian. Ludlow also has a high percentage of its population that was born in another country: 15.79%. The most common language spoken in Ludlow is English. Other important languages spoken here include Portuguese and Spanish.