Germantown is a very small town located in the state of New York. With a population of 1,121 people and two associated neighborhoods, Germantown is the 736th largest community in New York. Much of the housing stock in Germantown was built prior to World War II, making it one of the older and more historic towns in the country.

A relatively large number of people in Germantown telecommute to their jobs. Overall, about 19.33% of the workforce works from home. While this may seem like a small number, as a fraction of the total workforce it ranks among the highest in the country. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

In addition, Germantown is home to many people who could be described as "urban sophisticates". Urban sophisticates are people who are both educated and wealthy, and thus tend to be older, richer, and more established than young professionals. "Urban sophisticates" is not just about being educated and well-off financially: it is a point of view and state of mind, one that you might call 'urbaneness'. But such people can and do regularly live in small towns, suburbs and rural areas, as well as in big cities. They read, support the arts and high-end shops, and love travel.

Despite being a small town, Germantown has a lot of people using the train to get to and from work every day. Most of these people on the train are using it to get to good jobs in other cities.

The citizens of Germantown are among the most well-educated in the nation: 47.67% of adults in Germantown have a bachelor's degree or even advanced degree, whereas the average US city has 21.84% holding at least a bachelor's degree.

The per capita income in Germantown in 2018 was $55,950, which is upper middle income relative to New York, and wealthy relative to the rest of the US. This equates to an annual income of $223,800 for a family of four. However, Germantown contains both very wealthy and poor people as well.

Germantown is a somewhat ethnically-diverse town. The people who call Germantown home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Germantown residents report their race to be White, followed by Black or African-American. Important ancestries of people in Germantown include Irish, English, Italian, German, and Polish.

The most common language spoken in Germantown is English. Other important languages spoken here include Spanish and German/Yiddish.