Carmel is a somewhat small town located in the state of New York. With a population of 7,538 people and five associated neighborhoods, Carmel is the 228th largest community in New York.

Housing costs in Carmel are among some of the highest in the nation, although real estate prices here don't compare to real estate prices in the most expensive communities in New York.

Also of interest is that Carmel has more people living here who work in computers and math than 95% of the places in the US.

One interesting thing about the economy is that relatively large numbers of people worked from their home: 7.42% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

The town is relatively quiet, having a combination of lower population density and few of those groups of people who have a tendency to be noisy. For example, Carmel has relatively fewer families with younger children, and/or college students. Combined, this makes Carmel a pretty quiet place to live overall. If you like quiet, you will probably enjoy it here.

In Carmel, however, the average commute to work is quite long. On average, people spend 36.67 minutes each day getting to work, which is significantly higher than the national average. One bright side is that local public transit is widely used, so it may be an option to avoid the headache of driving in the heavy traffic by leaving the car at home and taking transit.

In Carmel, a lot of people use the train to get to work every day though Carmel is a relatively small town. Those that ride the train are primarily traveling out of town to good jobs in other cities.

The education level of Carmel citizens is very high relative to the national average among all cities (21.84%): 38.98% of adults in Carmel have a bachelor's degree or even advanced degree.

The per capita income in Carmel in 2018 was $54,709, which is upper middle income relative to New York, and wealthy relative to the rest of the US. This equates to an annual income of $218,836 for a family of four.

The people who call Carmel home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Carmel residents report their race to be White, followed by Black or African-American. Important ancestries of people in Carmel include Italian, Irish, German, English, and Polish.

The most common language spoken in Carmel is English. Other important languages spoken here include Spanish and Italian.