Waterloo is a larger medium-sized city located in the state of Iowa. With a population of 66,941 people and 24 constituent neighborhoods, Waterloo is the eighth largest community in Iowa.

One of the benefits of Waterloo is that there is very little traffic. The average commute to work is 17.36 minutes, which is substantially less than the national average. Not only does this mean that the drive to work is less aggravating, but noise and pollution levels are lower as a result.

The citizens of Waterloo are slightly better educated than the national average of 21.84% for all cities and towns, with 22.59% of adults in Waterloo having a bachelor's degree or advanced degree.

The per capita income in Waterloo in 2018 was $29,079, which is lower middle income relative to Iowa, and middle income relative to the rest of the US. This equates to an annual income of $116,316 for a family of four. However, Waterloo contains both very wealthy and poor people as well.

Waterloo is a very ethnically-diverse city. The people who call Waterloo home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterloo residents report their race to be White, followed by Black or African-American. Important ancestries of people in Waterloo include German, Irish, English, Yugoslavian, and Norwegian.

The most common language spoken in Waterloo is English. Other important languages spoken here include Spanish and Serbo-Croatian.