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Data on this report is based on areas within the legal city boundary, outlined in black on the map. Any additional neighborhoods shown on the map are associated with the city by name and are included for reference only.

Waterford, CT
Real Estate & Demographic Data






Waterford profile


Living in Waterford



Waterford is a medium-sized coastal town (i.e. on the ocean, a bay, or inlet) located in the state of Connecticut. With a population of 19,603 people and five associated neighborhoods, Waterford is the 58th largest community in Connecticut.

Also of interest is that Waterford has more people living here who work in computers and math than 95% of the places in the US.

Waterford is a good choice for families with children because of several factors. Many other families with children live here, making it a place where both parents and children are more likely to develop social ties with other families. The town’s good public school district and large population of college-educated adults provide an environment conducive to academic success. Many people own their own single-family homes, providing areas for children to play and stability in the community. Finally, Waterford’s overall crime rate is lower than average for the country.

One of the nice things about Waterford is that it is nautical, which means that parts of it are somewhat historic and touch the ocean or tidal bodies of water, such as inlets and bays. Because of this, visitors and locals will often go to these areas to take in the scenery or to enjoy waterfront activities.

The education level of Waterford citizens is very high relative to the national average among all cities (21.84%): 37.63% of adults in Waterford have a bachelor's degree or even advanced degree.

The per capita income in Waterford in 2018 was $50,122, which is middle income relative to Connecticut, and wealthy relative to the rest of the US. This equates to an annual income of $200,488 for a family of four. However, Waterford contains both very wealthy and poor people as well.

Waterford is a somewhat ethnically-diverse town. The people who call Waterford home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Waterford residents report their race to be White, followed by Asian. Important ancestries of people in Waterford include Irish, Italian, English, German, and Polish.

The most common language spoken in Waterford is English. Other important languages spoken here include Spanish and Tagalog.