Merced is a larger medium-sized city located in the state of California. With a population of 93,692 people and 24 associated neighborhoods, Merced is the 96th largest community in California.

One interesting thing about the economy is that relatively large numbers of people worked from their home: 7.90% of the workforce. While this number may seem small overall, as a fraction of the total workforce this is high compared to the rest of the county. These workers are often telecommuters who work in knowledge-based, white-collar professions. For example, Silicon Valley has large numbers of people who telecommute. Other at-home workers may be self-employed people who operate small businesses out of their homes.

The education level of Merced citizens, measured as those with bachelor's degrees or advanced degrees, is similar to the national average for all American cities and towns. 17.96% of adults 25 and older in Merced have a college degree.

The per capita income in Merced in 2022 was $26,140, which is low income relative to California, and lower middle income relative to the rest of the US. This equates to an annual income of $104,560 for a family of four. However, Merced contains both very wealthy and poor people as well.

Merced is an extremely ethnically-diverse city. The people who call Merced home describe themselves as belonging to a variety of racial and ethnic groups. People of Hispanic or Latino origin are the most prevalent group in Merced, accounting for 58.48% of the city’s residents (people of Hispanic or Latino origin can be of any race). The greatest number of Merced residents report their race to be White, followed by Asian. Important ancestries of people in Merced include German, English, Irish, Italian, and Portuguese.

Foreign born people are also an important part of Merced's cultural character, accounting for 22.05% of the city’s population.

The most common language spoken in Merced is English. Other important languages spoken here include Spanish and Miao/Hmong.